Archive for July, 2009

It Takes Commitment

Is it any secret in America that most people detest their jobs? Study after study proves that most people simply dread going to work Monday morning, and they live for the freedom of the weekend. But even that freedom is not pure because we know that it is only temporary. It’s hard to enjoy a Sunday evening when the Monday morning alarm clock is just a few hours away.

It makes sense that people hate their jobs. Everyday, there is a lot of butt kissing that needs to be done. There are endless meetings which usually accomplish nothing. There are pointless interruptions, a lot of drifting this way and that, and lot of idiot supervisors who do nothing but waste your time and then dog you for not accomplishing your share of work. There are co-workers you hate, and who would stab you in the back in a minute if it meant a raise for them instead of you.

When you work for someone else, you live a regimented life. Your body may not want to get up at 7 a.m., but you have to be at work by 8 a.m. so you lurch out of bed with a head full of sleep.

People who choose to work at home are doing more than just escaping the yoke of their master; they have made a deep, firm, life-altering decision which says that health, happiness and prosperity depend vitally on the freedom to work for ourselves, and in doing so in the comfort of the home.

We want to really emphasize that fact that to be successful in a work-at-home situation, you have to be nothing less than a fanatic; a zealot, who is utterly committed to making work-at-home not only a successful venture, but a profound commitment for life. You must be convinced that a return to an outside office job would be the equivalent of a spiritual death sentence.

Many people hate their office jobs, but they have made an inner compromise with themselves. They have convinced themselves that their job is “not so bad,” pays the bills, and that they can stick out because they have to.

If you want to be truly successful at quitting your day job, there cannot be any room for such compromises in your soul. You have to take the attitude that to work any longer at your hateful job is akin to fouling your inner being with a spiritual cancer the will sicken and kill you.

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Posted by Mariana's Blog - July 20, 2009 at 4:17 pm

Categories: Alternative Job   Tags:

Working From Your Own Home!

How many times have you heard that phrase, pitch, advertisement, or whatever? Lots, I’m sure. It is used so much because marketers know that staying home and making money is the fondest dream of millions of people.

And why not? Did you know that the majority of fatal heart attacks happen at 9 a.m. Monday morning? It’s true. It seems a lot of people would rather die than get back to the old grind after a weekend of freedom.

So when someone offers an opportunity or plan for you to take your job and shove it, yet still make enough money to live and pay all your bills, it sounds blissfully irresistible.

Of course, bliss and reality are always two different things. Is it really possible to run a business from your own home that is more than a hobby or source of part-time income? Can you get rich working out of your own home? Can you really trade your cubical and necktie for blue jeans and the comfort of your own den?

Well, for your information, home-based businesses are one of the fastest growing kinds of enterprises in America today. As this is being written, some 40 million Americans are doing at least some form of work out of their homes, and the numbers are rising rapidly. According to the U.S. Department of Labor, as many as 70 million people will be working out of their homes by the year 2005. Government studies have indicated that as much as 75% of all work done in this country could eventually be moved home.

The overwhelming majority of home workers, however, are not exactly getting rich. The average work-at-home American earns less than $15,000 per year. That may not be bad as a supplement to a spouse’s full-time income, but let’s face it, fifteen grand in and of itself is not much better than poverty.

As master marketer and author Dr. Jeffrey Lant said: “Frankly, I never saw any benefit to staying home and being poor.”

Lant, without so much as a business card, became a work-at-home millionaire, and is a perfect example of what truly can be achieved if you are serious about chucking your day job, staying home, and not settling for peanuts in exchange for your freedom. You can have it all — you can stay home and make as much — and more — money than your current job provides you.

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Posted by Mariana's Blog - July 16, 2009 at 4:13 pm

Categories: Employers   Tags:

Home Equity Line of Credit

For the homeowner in search of a home equity line of credit the availability of interest-only home equity credit lines has drawn the interest of many who seek to benefit from the value of their homes. The name itself sounds too good to be true. A look at the details could cause the homeowner to think twice before seeking an interest-only home equity line of credit. Or those same details might spur the homeowner to contemplate yet another home equity line of credit.

Banks tend to offer the homeowner more than one-way to obtain an interest only home equity line of credit. One bank for example has advertised the existence of one plan whereby the homeowner gives payments that cover the Prime plus 5% for five years. Then in the next ten years, the homeowner pays a floating interest rate, a rate that is determined by the Prime rate.

Yet that same bank also offers an alternate way for obtaining an interest only home equity line of credit. Under this alternate procedure the homeowner pays 5.75% APR for one year. Then after that first year the homeowner faces an increase of ¼ % each year until the rate is 6.75% APR. In the sixth year of this particular line of credit the homeowner pays 6.65% every month until the credit line has been paid off.

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Posted by Mariana's Blog - July 15, 2009 at 4:07 pm

Categories: Credit   Tags:

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